Privacy Policy

ARK BUSINESS CONSULTING ("ARK," "we," "us," or "our") provides business consulting, financial advisory, capital and funding solutions, PACA-related consulting, and Merchant Cash Advance ("MCA") restructuring and advisory services to businesses.

This Privacy Policy explains how we collect, use, disclose, and protect information when you visit ARKBizConsulting.com, contact us, submit an inquiry, or engage our services.

By using this website or providing information to us, you acknowledge the practices described in this Privacy Policy.

Our website and services are intended primarily for business owners, business representatives, and commercial enterprises seeking business consulting, financial advisory, funding, capital, or restructuring solutions.

ARK BUSINESS CONSULTING focuses on business-purpose services and commercial transactions. Unless expressly stated otherwise, our services are not intended to provide consumer-purpose loans or personal financial products.

We may collect information that you voluntarily provide when you contact us, submit an inquiry, request a consultation, or engage our services.

This information may include:

• Your name and title
• Business or company name
• Business address
• Email address
• Telephone or mobile number
• Type and nature of your business
• Financing or capital needs
• Existing business debt or MCA obligations
• Requested funding amount
• Business revenue and operating information
• Information concerning existing lenders, funders, creditors, or financing arrangements
• Information you provide in messages, forms, emails, telephone conversations, or consultations

If you engage ARK BUSINESS CONSULTING, we may request additional business and financial documentation necessary to evaluate your circumstances or provide the requested services. Depending on the engagement, this may include business financial statements, bank statements, funding agreements, MCA agreements, debt schedules, creditor information, accounts receivable information, tax or accounting documents, and other relevant business records.

Please do not submit sensitive information through a general website contact form unless specifically requested by ARK.

When you visit our website, certain technical information may be collected automatically by our website, hosting provider, security services, or analytics technologies.

This information may include:

• IP address
• Browser and device type
• Operating system
• Pages viewed
• Referring website or source
• Date and time of visits
• General geographic information
• Website interaction and usage information

We may use cookies or similar technologies to operate and secure the website, remember preferences, understand website traffic, and improve our services.

If advertising or analytics technologies are used, they may also help us understand how visitors found our website and how our marketing campaigns perform.

We may use information we collect to:

• Respond to inquiries and consultation requests
• Understand your business needs and financial circumstances
• Determine whether our services may be appropriate for your business
• Provide PACA, MCA, capital, funding, restructuring, or business advisory services
• Evaluate potential financing or restructuring options
• Communicate with you regarding your inquiry or engagement
• Prepare information for appropriate lenders, funders, financial institutions, service providers, or other parties when authorized or necessary for the requested service
• Administer and maintain client relationships
• Maintain business and transaction records
• Operate, secure, maintain, and improve our website
• Analyze website usage and marketing effectiveness
• Prevent fraud, misuse, or unauthorized activity
• Comply with applicable laws, regulations, legal processes, and record-keeping requirements

We do not sell personal information simply for the purpose of selling customer or prospect lists.

We may disclose information in the following circumstances:

Funding Sources and Financial Service Providers — When you request assistance obtaining business financing or capital, we may share relevant information with potential lenders, funders, financing companies, financial institutions, brokers, or other funding sources when appropriate to evaluate or facilitate a potential transaction. Submission of information does not guarantee financing, approval, restructuring, settlement, or any particular financial outcome.

Professional and Business Service Providers — We may share information with third parties that assist us in operating our business or providing services, including website hosting providers, technology providers, customer relationship management systems, document management providers, accountants, attorneys, consultants, and other professional service providers. These parties may receive information only as reasonably necessary to perform services on our behalf or support the services you request.

PACA, MCA, and Restructuring Matters — When ARK is engaged to assist with PACA-related matters, MCA restructuring, debt advisory, negotiations, or other business consulting matters, information may be shared with appropriate creditors, funders, attorneys, consultants, financial professionals, or other parties involved in the matter when authorized by you or reasonably necessary to perform the engagement.

Legal Requirements — We may disclose information when reasonably necessary to comply with applicable law, regulation, subpoena, court order, governmental request, or other legal process, or when necessary to protect the rights, property, security, or legitimate interests of ARK BUSINESS CONSULTING, our clients, or others.

ARK BUSINESS CONSULTING is a business consulting and advisory company. Unless specifically disclosed otherwise in connection with a particular transaction, ARK is not the lender and does not make final credit or funding decisions.

Financing decisions, approval amounts, rates, terms, fees, repayment requirements, and funding timelines are determined by the applicable lender, funder, financial institution, or other funding source.

No information submitted through this website constitutes a guarantee of funding, approval, restructuring, settlement, or any particular business or financial result.

We take reasonable administrative, technical, and organizational measures designed to protect information under our control against unauthorized access, loss, misuse, alteration, or disclosure.

Access to confidential business and financial information is limited to persons and service providers who reasonably need access to perform their responsibilities.

However, no website, electronic communication, transmission method, or data storage system can be guaranteed to be completely secure. Accordingly, we cannot guarantee the absolute security of information transmitted to or maintained by us.

We retain information for as long as reasonably necessary to:

• Respond to inquiries
• Provide requested services
• Maintain client and transaction records
• Fulfill contractual obligations
• Resolve disputes
• Protect legitimate business interests
• Comply with applicable legal, regulatory, accounting, and record-keeping requirements

When information is no longer reasonably necessary for these purposes, we may delete, destroy, anonymize, or otherwise securely dispose of it, subject to applicable law and our record-retention obligations.

Depending on your location and applicable law, you may have certain rights concerning personal information we maintain about you.

These may include the right to request access to, correction of, or deletion of certain personal information, subject to applicable exceptions and legal or record-retention requirements.

You may also ask us to stop sending non-essential marketing communications. Marketing emails, where applicable, may include an unsubscribe option.

Requests concerning your information may be submitted using the contact information provided below.

ARKBizConsulting.com may use cookies and similar technologies for website functionality, security, analytics, and performance measurement.

Some third-party services may place or access cookies or similar technologies when providing analytics, advertising, security, or other website services.

You may be able to control certain cookies through your browser settings. Disabling cookies may affect some website functionality.

Our website may contain links to websites operated by lenders, funders, financial institutions, government agencies, professional service providers, or other third parties.

ARK BUSINESS CONSULTING does not control those websites and is not responsible for their privacy, security, content, or business practices. We encourage you to review the privacy policies of third-party websites before providing information to them.

Our website and services are intended for businesses and adults and are not directed to children under the age of 18.

We do not knowingly solicit or collect personal information from children through this website.

We may update this Privacy Policy periodically to reflect changes in our services, website practices, technology, legal requirements, or business operations.

When this policy is updated, the revised version will be posted on this page and the "Last Updated" date will be changed accordingly.

We encourage visitors to review this Privacy Policy periodically.

If you have questions about this Privacy Policy, our information practices, or information you have provided to us, please contact:

ARK BUSINESS CONSULTING · Website: ARKBizConsulting.com · Email: ArkBizConsulting@gmail.com · Phone: (201) 486-8822 · Address: 460 Bergen Blvd., Suite 110, Palisades Park, NJ 07650